Are you a low to moderate income front line worker in Armidale looking for a safe, stable, and affordable place to live?
Homes North is now accepting applications from eligible low to moderate income front line workers in Armidale through our HAFF Affordable Housing Program. You’ll pay 74.9% of market rent, helping ease the pressure on your budget so you can focus on the important work you do for our wider community.
This is your opportunity to access quality, affordable housing designed to support the people who keep our communities going.
ELIGIBILITY CRITERIA
To be eligible for the HAFF Affordable Housing Program, you will need to demonstrate that you:
Applicants not meeting the first three criteria are not eligible.
Table 1: Eligibility Criteria
| CRITERIA | DESCRIPTION | EVIDENCE | ADDITIONAL INFORMATION | MANDATORY | |
|---|---|---|---|---|---|
| Residency | Resident of Australia | As per Housing Pathways evidence | Yes | ||
| Income Eligibility | Low to moderate income or moderate income | Proof of income | As defined in NSW Affordable Housing Guidelines | Yes | |
| Satisfactory Rental References | Excellent rental references covering the past 3 years | Combination of written and verbal references, must include one written reference | Other evidence maybe accepted at Homes North's discretion | Yes |
Table 2: Household Income Eligibility Limits (Rest of NSW) 2024/25
| HOUSEHOLD TYPE | VERY LOW INCOME | LOW INCOME | MODERATE INCOME | ||
|---|---|---|---|---|---|
| Single | $33,400 | $48,600 | $72,900 | ||
| Single + 1 | $39,500 | $63,200 | $94,800 | ||
| Single + 2 | $48,600 | $77,800 | $116,700 | ||
| Single + 3 | $57,700 | $92,400 | $139,600 | ||
| Single + 4 | $66,800 | $107,000 | $160,500 | ||
| Couple | $45,600 | $72,900 | $109,400 | ||
| Couple + 1 | $54,700 | $87,500 | $131,300 | ||
| Couple + 2 | $63,800 | $102,100 | $153,200 | ||
| Couple + 3 | $72,900 | $116,700 | $173,100 | ||
| Couple + 4 | $82,000 | $131,300 | $197,000 |
APPLICATION PROCESS
Homes North is committed to ensuring transparency and equity of the HAFF Affordable Housing Program. To be considered for the Program, you will be required to complete a HAFF Affordable Housing Program Application form, please submit an Expression of Interest form (at the bottom of this page). Questions on the form address your eligibility as listed in the Eligibility Criteria Table above, you will work through the form with a Homes North staff member.
ALLOCATIONS
The allocation process ensures fairness and accountability of procedures and allows for applicants to have choice and decline a property. Allocation is prioritised by waiting time, other factors can be taken into consideration as outlined in points 1 & 2 below.
RENT SETTING & RENT REVIEW
Rent is set at 74.9% of market rent (as specified in Housing Australia’s Guidelines). Homes North conducts a rent review every March and September. Increases in your household income may impact your eligibility for Homes North’s HAFF Affordable Housing Program.
TENURE & ONGOING ELIGIBILITY
Table 3: Ongoing Eligibility Income Eligibility Limits for Affordable Housing (Rest of NSW) 2024/25
| HOUSEHOLD TYPE | ONGOING ELIGIBILITY MAXIMUM INCOME LIMIT | ||||
|---|---|---|---|---|---|
| Single | $91,125 | ||||
| Single + 1 | $118,500 | ||||
| Single + 2 | $145,875 | ||||
| Single + 3 | $173,250 | ||||
| Single + 4 | $200,625 | ||||
| Couple | $136,750 | ||||
| Couple + 1 | $164,125 | ||||
| Couple + 2 | $191,500 | ||||
| Couple + 3 | $218,875 | ||||
| Couple + 4 | $246,250 |